Dubai Mortgages for Non-Residents: Down Payment, Eligibility and When Leverage Pays Off
Non-residents can get a UAE mortgage, but banks usually lend only 50–60% of the value, so plan for a 40–50% deposit. Buying costs such as the 4% DLD fee generally can't be financed, and total monthly debt payments may not exceed 50% of income. Most banks won't lend on off-plan property before handover.